Whether you need life insurance beyond your employer-provided policy depends on your specific circumstances. Here's a breakdown to help you decide: Employer-Offered Life Insurance (Group Term Life): Advantages: Guaranteed Acceptance: These policies typically offer guaranteed acceptance without medical underwriting, which is beneficial
Here are the top 10 benefits of life insurance: Provides Financial Security for Beneficiaries: The primary benefit of life insurance is the death benefit, a lump sum of money paid to your designated beneficiaries upon your passing. This financial security can
Indexed Universal Life (IUL) insurance is a type of permanent life insurance that combines features of traditional life insurance with a cash value component that grows based on an index. Here's a breakdown: Life Insurance Protection: IUL provides a death benefit paid
